Payments in your pocket
Take secure, direct bank payments from customers through the One mobile app. Perfect for face-to-face transactions or sending your customers a simple tap-to-pay link.
Eliminate percentage and pence-per-transaction fees with a single, predictable, all-inclusive £19.99 / month subscription.
One will also be available FREE for UK charities with discounts for non-profits very soon.
A wonderful way to get paid
Wonderful's One app allows your customers to pay you easily and securely. There are no sort codes, account numbers or any other data to enter. Your transaction is sent instantly to your customer’s mobile banking app where they simply tap to approve.
Slash transaction fees
Say goodbye to the costly percentage fees associated with credit / debit card payments. Our simple monthly subscription comes with unlimited use. Perfect for high-value transactions.
Improve security
The best way to keep financial data safe is not to handle it in the first place. Unlike card payments, our direct, account-to-account payments mean your business doesn't need to request, process or store your customers' sensitive financial data.
Instant settlement
No more waiting for funds to settle. Payments become available in your business account in near-real time, just moments after your customer authorises their transaction.
One is provided by Wonderful Payments, an FCA Authorised Payment Institution. It is built using Open Banking standards to ensure transactions are simple, secure and cost-effective for everyone.
Simple features, Instant settlement.
Everything you need to charge for products and services and get paid quickly.
Generate secure payment links
Simply create an order for a product or service and share the generated payment link with your customer.
QR codes for in-person payments
QR codes allow your customers to scan with their smartphone camera, select their bank and swiftly approve payment.
Full order and transaction history
All previous customers, orders and payments are easily accessible through the One app whenever you need them.
Simple, transparent pricing
Unlimited transactions for £19.99 / month. No other charges. Start a 14-day trial today and cancel anytime.
Payments with purpose
By using One, you and your customers support UK charities with free fundraising services at no extra cost. Find out more
Always in your pocket
Getting paid is only few taps away. The One mobile app comes with you wherever you go.
Pricing
A single, all-you-can-eat subscription plan with unlimited transactions.
Free 14-day trial. Cancel anytime.
Non-profits
£14.99 / month
25% discount for non-profit organisations.
- No set-up fees
- Unlimited transactions
- Add as many admins as you like
- Full order and transaction history
- Generate payment links
- QR codes for face-to-face sales
Commercial
£19.99 / month
Try it free with unlimited use. Cancel anytime.
- No set-up fees
- Unlimited transactions
- Add as many admins as you like
- Full order and transaction history
- Generate payment links
- QR codes for face-to-face sales
Charities
£0 / month
No costs whatsoever for UK-registered charities.
- No set-up fees
- Unlimited transactions
- Add as many admins as you like
- Full order and transaction history
- Generate payment links
- QR codes for face-to-face sales
Frequently asked questions
If you have anything else you want to ask, reach out to us.
How much will I save?
One allows you to receive unlimited payments on a rolling £19.99 / month subscription. As a comparison, 40 individual payments of £50 would cost around £32 in PayPal fees. For larger payments the savings can be even greater: a single £2,000 card payment would cost £30.20 with Stripe. *Based on headline rates for UK credit/debit cards. Updated 03/2023.
Do payments display VAT?
The One app generates a simple payment confirmation rather than a VAT receipt. We plan to add a number of accountancy software integrations in forthcoming updates to the app.
What about receipts?
Whenever your customers make a payment they’ll receive a receipt automatically by email. This contains the basic payment information including amount, payment reference and payment date.
Do I have to present the QR code?
A QR code is automatically generated for every transaction, but you can also share the payment link with your customer directly using your phone's sharing options (e.g. copy to clipboard, SMS, email or messaging apps).
Can my teammates also take payments?
Yes! Once you have linked your business bank account, you can add colleagues. They can create orders and initiate payments to your business bank account. They don't need to have access to your business bank account or have a mobile bank app installed on their phones to do so.
Which receiving banks are supported?
We are adding more banks all the time. At the moment you can receive payments if you bank with Bank of Scotland, Barclays, Halifax, Lloyds, Monzo, NatWest, Revolut, Royal Bank of Scotland, Starling, or Tide.
How secure are the payments?
One’s Open Banking payments provide security by design. Customers are never asked to share bank log in details with anyone other than your own bank or building society. Only apps and websites regulated by the FCA (like Wonderful) can enrol. Customers are also protected by data protection laws and the Financial Ombudsman Service. Find out more
Is there a maximum transaction value?
Most banks allow payments via online / mobile banking up to £20,000. Some allow larger payments up to £1m. Visit wearepay.uk for a breakdown list of transaction limits for all UK banks and building societies.
Can I take payments from my website too?
Almost! We're not quite there but Wonderful has lots planned - not just for the One app. Sign up to our newsletter to receive our latest product news.